Access to this Website is granted by Eastspring Investments (Luxembourg) S.A. and subject to the following terms and conditions. Use of this Website constitutes your agreement to be bound by all such terms and conditions without limitation or qualification. Eastspring Investments (Luxembourg) S.A. may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current terms and conditions to which you are bound. Eastspring Investments (Luxembourg) S.A. is an ultimately wholly owned subsidiary of Prudential plc of the United Kingdom. Eastspring Investments (Luxembourg) S.A. and Prudential plc are not affiliated in any manner with Prudential Financial,Inc., a company whose principal place of business is in the United States of America.



This Website is directed only at users within the European Economic Area and Switzerland and the information provided is not for distribution outside of this area. The content contained within this website (including the weblinks) (collectively "Website") may refer/provide links to products or services that may not be available in your country. You should not construe anything on the Website as a promotion or solicitation for any product or for the use of any product that is not authorised by the laws and regulations of the country in which you are located (including, for the avoidance of doubt, the United States of America). Access to the Website and the contents may not be permissible by certain persons or in certain countries, and you access the Website at your own risk. Eastspring Investments (Luxembourg) S.A. makes no representation that the Website content is appropriate or available for use in your country and access to the Website from countries where the Website contents are illegal, is prohibited.

Because of the global nature of the Internet, you agree to comply with all applicable laws with respect to your online conduct, including all laws, rules, codes and regulations of the country in which you reside and the country from which you access the Website.

All information published on this Website should be used for information purposes only and does not constitute an invitation, offer or recommendation to acquire, purchase or subscribe for any securities or any solicitation of such an offer. Any investment or potential transaction described or contemplated in connection with the information published on this website is subject to legal and regulatory requirements applicable in your jurisdiction and you shall be solely responsible for complying with such legal and regulatory requirements.

The information published on this website does not constitute investment advice and does not have any regards to the specific investment objectives, financial situation or particular needs of any person. Printed copies of the offering documents relevant to the shares in the funds referred to on this website may be obtained from Eastspring Investments (Luxembourg) S.A. or our designated network. Investors should read the offering documents and seek professional advice before making any investment decision. In the event that investor chooses not to seek advice, he should consider carefully whether the fund in question is suitable for him. The value of shares in the fund(s) and the income accruing to the shares, if any, may fall or rise. An investment in the fund(s) is subject to investment risks, including the possible loss of the principal amount invested.

Past performance of the funds and/or Eastspring Investments (Luxembourg) S.A. and any forecast, prediction or projection on the economy or securities markets are not necessarily a guide to the future or likely performance of the funds and/or Eastspring Investments (Luxembourg) S.A..

To the fullest extent permitted by law, whilst Eastspring Investments (Luxembourg) S.A. has taken all reasonable care to ensure that the information and materials contained in this website is not untrue or misleading at the time of publication, Eastspring Investments (Luxembourg) S.A. does not guarantee, represent or warrant the accuracy, adequacy, completeness or validity of the information and materials in this website and expressly disclaims liability for errors or omissions in such information and materials. In addition, Eastspring Investments (Luxembourg) S.A. may, from time to time, at its absolute discretion change, delete or replace the materials and information provided herein. No guarantee, representation or warranty is given that access to any information or materials on this Website, or this Website as a whole will be provided uninterrupted or free from errors or that any identified defect will be corrected; further, no guarantee, representation or warranty is given that this Website or any information or materials are free from any virus or other malicious, destructive or corrupting code, agent, program or macros.

The materials contained in this Website, including services, products, information, data, text, graphics, audio, video, links or other items are provided "as is" and "as available". To the fullest extent permitted by law, Eastspring Investments (Luxembourg) S.A. disclaims all warranties, express or implied, as to any matter whatsoever relating to this Website and any information, materials, products and services provided herein, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement of third party rights.

Eastspring Investments (Luxembourg) S.A. shall in no event be liable or responsible for any damages, loss or expense including without limitation, direct, indirect, special, consequential or punitive damages or economic loss arising from or in connection with:
   a. any access, use or the inability to access or use this Website, or reliance on the contents of this Website;
   b. any system, server or connection failure, error, omission, interruption, delay in transmission or computer virus;
   c. any use of or access to any other Website linked to this Website; or
   d. any services, products, information, data, software or other material obtained from this Website or from any other Website linked to this Website,
howsoever caused, including negligence, even if Eastspring Investments (Luxembourg) S.A. or its employees or authorized representatives have been advised of the possibility of such damages, losses and/or expenses. This exclusion clause shall take effect to the fullest extent permitted by law.

Eastspring Investments (Luxembourg) S.A. makes no representations whatsoever about any other Website which you may access through this Website. When you access a non-Eastspring Investments (Luxembourg) S.A. Website, please understand that it is independent from Eastspring Investments (Luxembourg) S.A., and that Eastspring Investments (Luxembourg) S.A. has no control over the content on that Website. In addition, a link to a non-Eastspring Investments (Luxembourg) S.A. Website does not mean that Eastspring Investments (Luxembourg) S.A. endorses or accepts any responsibility for the content, or the use, of such Website and Eastspring Investments (Luxembourg) S.A. shall not be liable for any accuracy or quality of any such content. Accordingly, no guarantee, representation or warranty whatsoever is given and no liability or responsibility whatsoever is given for any loss arising whether directly or indirectly as a result of the reader, any person or group of persons acting on any information, opinion or estimate contained in this Website or a linked non-Eastspring Investments (Luxembourg) S.A. Website.

By accessing this Website and/or using the services offered through this Website, you agree that the laws of Luxembourg, shall govern such access and the provision of such services, and you agree to submit irrevocably to the non-exclusive jurisdiction of the courts of Luxembourg.

Copyright and Trademarks

You should assume that everything you see or read on this Website is copyrighted unless otherwise noted and may not be copied, used or distributed in any way without the prior written permission of Eastspring Investments (Luxembourg) S.A., except as provided in these terms and conditions or in the text on this Website. Eastspring Investments (Luxembourg) S.A. neither warrants nor represents that your use of materials displayed on this Website will not infringe rights of third parties not owned by or affiliated with Eastspring Investments (Luxembourg) S.A..

Images of people or places displayed on this Website are either the property of, or used with permission by, Eastspring Investments (Luxembourg) S.A.. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these terms and conditions or specific permission is provided elsewhere on this Website. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

All trademarks, service marks, trade names, logos and icons (collectively "Trademarks") displayed on this Website are registered and unregistered Trademarks of Eastspring Investments (Luxembourg) S.A. and/or its affiliates except where specifically indicated otherwise. Nothing contained in this Website should be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any Trademark displayed on this Website without the written permission of Eastspring Investments (Luxembourg) S.A. or such third party that may own the Trademarks displayed on this Website. Your use of the Trademarks displayed on this Website, or any other content on this Website, except as provided in these terms and conditions, is strictly prohibited.

Other Important Notice

(i) Internet Fraud Alert

The purpose of this message is to highlight the following guidelines, which are designed to protect you: always access our Website by typing, to prevent any misdirection by a third party to a bogus website. Bogus look-alike websites are designed to trick customers into divulging their personal information. Should you encounter a suspicious website claiming to be offered by Eastspring Investments (Luxembourg) S.A., leave it immediately and do not follow any of the instructions on the website.

(ii) Email communications

There are certain limitations to the reliability of communication per email. For example, email messages may be read by unauthorized persons or even changed. The sender of an email may also be changed. Please note when sending emails to Eastspring Investments (Luxembourg) S.A. that this form of communication does not guarantee accuracy, confidentiality or security. There is no guarantee that any email sent to Eastspring Investments (Luxembourg) S.A. will be received by Eastspring Investments (Luxembourg) S.A., or that the contents of the email will remain confidential during internet transmission. Although Eastspring Investments (Luxembourg) S.A. will use reasonable efforts to minimize such risk, it does not warrant that any communication or email or any attachments thereto, that is sent out, will be free from viruses, worms or other harmful components.. As a result, Eastspring Investments (Luxembourg) S.A. cannot be held liable for any loss or damage arising from emails intercepted by third parties or information not received or processed by Eastspring Investments (Luxembourg) S.A.. Therefore decide very carefully which information you want to send to Eastspring Investments (Luxembourg) S.A. per email. You are expressly advised not to send any sensitive information per email.

(iii) Spyware Alert

Spyware is an emerging internet security threat. Some spyware, when installed, redirect and reroute the internet connections of users through the spyware servers. Communication traffic and customer transactions routed through such servers are susceptible to unauthorized access and disclosure. As a result, account identifiers, financial transactions and other confidential data might be exploited.

You are advised against installing spyware and other kinds of software that may contain keystroke loggers, viruses, worms and trojan horses.

You are also reminded to regularly scan and protect your computers from spyware, keystroke loggers, viruses, worms and other trojan horses using updated anti-spyware/anti-virus software and firewalls.