Understanding mutual funds

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A mutual fund is an investment scheme that collectively invests pools of monies gathered from individual investors into different asset classes. Check out its advantages.

Diversification

Mutual funds allow you to gain exposure to assets and markets that may not be easily available to an individual investor. Additionally, they cater to a diversity of investing styles, be it growth, momentum, quality, dividend, etc.

Choice

There are several types of mutual funds and investors have ample opportunity to choose funds that best meet their investment objectives and risk appetites.

Affordability

Many mutual funds can be purchased with small initial and subsequent outlays. Investors only need to set aside small amounts and yet still be able to construct an efficient and diversified portfolio.

Expertise

Tap into the power of expert and collective wisdom of a team of professionals. This eliminates the need for individuals to perform detailed and ongoing analysis on the underlying investments.

The general concepts shared are for educational purposes only and not for the use in the marketing or sale of any Eastspring investment products.

Viewers are advised to be cautious if they intend to invest in any products that are used in the illustrations as the illustrations do not cover the full spectrum of considerations required in making an investment decision.

This information is not an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful or in which the person making such an offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such an offer or solicitation. It should not be construed as an offer, solicitation of an offer, or a recommendation to transact in any investments if mentioned herein.

The information contained herein does not have any regard to the specific investment objectives, financial situation or particular needs of any person. Investors may wish to seek advice from a financial adviser before any making investment decision. In the event that an investor chooses not to seek advice from a financial adviser, he should consider carefully whether the investment in question is suitable for him.

Eastspring Investments (excluding JV companies) companies are ultimately wholly-owned/indirect subsidiaries/associate of Prudential plc of the United Kingdom. Eastspring Investments companies (including JV’s) and Prudential plc are not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America or with the Prudential Assurance Company, a subsidiary of M&G plc (a company incorporated in the United Kingdom).