The units in any mutual funds or other fund products offered herein are offered on the basis of the information in the prospectus as set out within the demarcated areas. Prospective investors are advised to read the prospectus carefully before applying for any units. All applications for units in the fund must be made on application forms accompanying the prospectus. Prospective investors are advised to make their independent investigations or by seeking advice from their financial advisor as may be necessary or appropriate for the purpose of such assessment including the investment risks involved.

Any mutual funds or any other fund products offered through this website or directly offered by PT Eastspring Investments Indonesia are neither banking products nor deposits nor other obligations as regulated by the Bank Indonesia nor guaranteed nor insured by Indonesia Deposit Insurance Company (LembagaPenjaminSimpanan) nor guaranteed nor insured by PT Eastspring Investments Indonesia or any of its affiliates. All investments are subject to investment and foreign exchange risks including the possible loss of the principal amount invested. A printed copy of the prospectus of any mutual fund products or any other fund products has been registered with and has obtained Effective Statement from the Indonesian Capital Market & Financial Institution Supervisory Agency (Bapepam-LK) and copies thereof are made available to the public. A printed copy of the prospectus may be obtained from PT Eastspring Investments Indonesia or any distributor of Eastspring Investments’ mutual funds products or any other fund products.

Past performance of the units of mutual fund products or other fund productsof PT Eastspring Investments Indonesia and any forecast, prediction or projection on the economy or securities markets are not necessarily a guide to future or likely performance of the units of any mutual fund products or other fund products of PT Eastspring Investments Indonesia. Any opinion or estimate mentioned is subject to change without notice and is not indicative of the future or likely performance of theunits of any mutual fund products or other fund products of PT Eastspring Investments Indonesia. The value of units and the income from them, if any, may fall as well as rise and cannot be guaranteed. The stated capital protection of the funds is not guaranteed.

The Manager and its related and affiliated corporations together with their respective directors and officers may have or may take positions in the investments mentioned in this document and may also perform or seek to perform broking and other investment services for the corporations whose securities are mentioned in this website.

PT Eastspring Investments Indonesia does not warrant the accuracy, adequacy or completeness of the information and materials in this website and expressly disclaims liability for errors or omissions in such information and materials. In addition, PT Eastspring Investments Indonesia may, from time to time, at its absolute discretion change, delete or replace the materials and information provided herein. No warranty is given that access to any information or materials on this website, or this website as a whole will be provided uninterrupted or free from errors or that any identified defect will be corrected; further, no warranty is given that this website or any information or materials are free from any virus or other malicious, destructive or corrupting code, agent, program or macros. The materials contained in this website, including services, products, information, data, text, graphics, audio, video, links or other items are provided "as is" and "as available". PT Eastspring Investments Indonesia disclaims all warranties, express or implied, as to any matter whatsoever relating to this website and any information, materials, products and services provided herein, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement of third party rights. PT Eastspring Investments Indonesia shall in no event be liable for any damages, loss or expense including without limitation, direct, indirect, special, consequential or punitive damages or economic loss arising from or in connection with:

   a. any access, use or the inability to access or use this website, or reliance on the contents of this website;
   b. any system, server or connection failure, error, omission, interruption, delay in transmission or computer virus;
   c. any use of or access to any other website linked to this website;
   d. any services, products, information, data, software or other material obtained from this website or from any other website linked to this website, howsoever caused, including negligence, even if PT Eastspring Investments Indonesia or its employees or authorized representatives have been advised of the possibility of such damages, losses and/or expenses. This exclusion clause shall take effect to the fullest extent permitted by law.

PT Eastspring Investments Indonesia makes no representations whatsoever about any other website which you may access through this website. When you access a non- PT Eastspring Investments Indonesia website, please understand that it is independent from PT Eastspring Investments Indonesia, and that PT Eastspring Investments Indonesia has no control over the content on that website. In addition, a link to a non-PT Eastspring Investments Indonesia website does not mean that PT Eastspring Investments Indonesia endorses or accepts any responsibility for the content, or the use, of such website and PT Eastspring Investments Indonesia shall not be liable for any accuracy or quality of any such content. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of the reader, any person or group of persons acting on any information, opinion or estimate contained in this website or a linked non-PT Eastspring Investments Indonesia website.

PT Eastspring Investments Indonesia shall be entitled to rely on the applicant's representation when deciding whether to accept any application for units. The applicant shall be responsible for any loss, damages or claims which may arise as a result of the inaccuracy of their representation. The information contained here and the units in these funds are not intended to be offered or sold to citizens or residents of the United States of America or in any other country, state or jurisdiction where it would be unlawful to offer, solicit and offer for or sell such units to its residents or citizens. The distribution of this website's material may be restricted by law in certain jurisdictions. It is the investor's responsibility to find out what those restrictions are and observe them.

By accessing this website and/or using the services offered through this website, you agree that the laws of Indonesia, including without limitation the provisions of the Law number 36 year 1999 regarding Telecommunication and theLaw number 11 year 2008 regarding the Information and Electronic Transaction, shall govern such access and the provision of such services, and you agree to submit irrevocably to the non-exclusive jurisdiction of the courts of the Republic of Indonesia.

You should assume that everything you see or read on this website is copyrighted unless otherwise noted and may not be copied, used or distributed in any way without the written permission of PT Eastspring Investments Indonesia, except as provided in these Terms and Conditions or in the text on this website. PT Eastspring Investments Indonesianeither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with PT Eastspring Investments Indonesia.

Images of people or places displayed on this website are either the property of, or used with permission by, PT Eastspring Investments Indonesia. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission is provided elsewhere on this website. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

All trademarks, service marks, trade names, logos and icons (collectively "Trademarks") displayed on this website are registered and unregistered Trademarks of PT Eastspring Investments Indonesiaand others. Nothing contained in this website should be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any Trademark displayed on this website without the written permission of PT Eastspring Investments Indonesia or such third party that may own the Trademarks displayed on this website. Your use of the Trademarks displayed on this website, or any other content on this website, except as provided in these Terms and Conditions, is strictly prohibited.

"Jakarta Composite Index ," "LQ - 45", "Jakarta Islamic Index" and any other launched indices are service marks ofIndonesiaStock Exchange (PT Bursa Efek Indonesia) and any other bourses and/or indices. have been licensed for use for certain purposes by PT Eastspring Investments Indonesia.

(i) Internet Fraud Alert

The purpose of this message is to highlight the following guidelines, which are designed to protect you: Always access the our web site by typing www.eastspring.dipstrategy.com, to prevent any misdirection by a third party to a bogus web site. Bogus look-alike web sites are designed to trick customers into divulging their personal information. Should you encounter a suspicious web site claiming to be offered by PT Eastspring Investments Indonesia and/or any other Prudential Group affiliates, leave it immediately. Do not follow any of the instructions on the web site. Instead, report incident at once to the contact number below.

PT Eastspring Investments Indonesia and/or any Prudential Group affiliates does not make unsolicited requests for your personal information through e-mail or on the telephone unless you have initiated the contact. If you encounter such an unsolicited request purporting to be from PT Eastspring Investments Indonesia and or any other Prudential Group affiliates, please report the incident at once to the contact number shown. Customer Help Line 021 – 2924 5555 (in Indonesia )

(ii) Spyware Alert

Spyware is an emerging internet security threat. Some spyware, when installed, redirect and reroute the internet connections of users through the spyware servers. Communication traffic and customer transactions routed through such servers are susceptible to unauthorized access and disclosure. As a result, account identifiers, financial transactions and other confidential data might be exploited.

You are advise against installing spyware and other kinds of software that may contain keystroke loggers, viruses, worms and trojan horses.

You are also reminded to regularly scan and protect your computers from spyware, keystroke loggers, viruses, worms and other trojan horses using updated anti-spyware/anti-virus software and firewalls.

This website is intended for Indonesia investors only. If you are not an Indonesia investor, please visit one of our Eastspring Investments Websites by selecting the appropriate country above.

PT Eastspring Investments Indonesia is an ultimately wholly owned subsidiary of Prudential plc of the United Kingdom ("Ultimate Parent Company"). Eastspring Investments and its Ultimate Parent Company are not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America.