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Disclaimer

INVESTMENT THROUGH MUTUAL FUNDS CONTAINS RISK, PRIOR TO DECIDING TO INVEST, PROSPECTIVE INVESTORS MUST READ AND UNDERSTAND THE PROSPECTUS, PAST PERFORMANCE DOES NOT GUARANTEE / REFLECT INDICATION OF FUTURE PERFORMANCE.

FINANCIAL SERVICES AUTHORITY (""OJK"") DOES NOT GIVE ANY STATEMENT OF APPROVING OR DISAPPROVING THESE EFFECTS, NOR STATING THE TRUTH OR THE ADEQUACY OF THE CONTENTS OF THIS MUTUAL FUND PROSPECTUS. EVERY STATEMENT CONTRADICTING THESE STIPULATIONS IS A BREACH OF LAW.

Mutual funds are Capital Market products and not products issued by Selling Agent / the Bank. The Mutual Fund Selling Agent is not responsible for the lawsuit and risks of managing the mutual fund portfolio being carried out by the Investment Manager.

This product information summary does not replace the Mutual Fund Prospectus and was prepared by PT Eastspring Investments Indonesia only for information needs and does not constitute an offer to buy or sell. All information contained in this document is presented correctly. If necessary, investors are advised to seek professional opinion before making an investment decision. Past performance is not necessarily a clue to future performance, nor is it an estimate made to give an indication of future performance or trends.

This document is solely for information and may not be published, circulated, reproduced or distributed in whole or part to any other person without the prior written consent of PT Eastspring Investments Indonesia. It should not be construed as an offer or solicitation for the subscription, purchase or sale of any securities mentioned herein. Whilst we have taken all reasonable care to ensure that the information contained in this document is not untrue or misleading at the time of publication, we cannot guarantee its accuracy or completeness. Any opinion or estimate contained in this document is subject to change without notice. Investors may wish to seek advice from a financial adviser before making a commitment to invest in units of any of our funds. PT Eastspring Investments Indonesia and its related and affiliated corporations together with their respective directors and officers may have or may take positions in the securities mentioned in this document and may also perform or seek to perform broking and other investment services for the corporations whose securities are mentioned in this newsletter as well as other parties. The graphs or charts are included for illustrative purposes only. Past performance is not necessarily a guide to future performance. The predictions, projections, or forecast on the economy, securities markets or the economic trends of the markets are not necessarily indicative of the future or likely performance of PT Eastspring Investments Indonesia or any funds managed by PT Eastspring Investments Indonesia. The value and any income accruing to the investments, if any, may fall as well as rise. An investment is subject to investment risks, including the possible loss of the principal amount invested.  PT Eastspring Investments Indonesia is an ultimately wholly-owned subsidiary of Prudential plc of the United Kingdom. PT Eastspring Investments Indonesia and Prudential plc are not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America or with the Prudential Assurance Company, a subsidiary of M&G plc (a company incorporated in the United Kingdom).

Mutual fund managed by Eastspring Investments is not included as guaranteed investment product. Prior to investing in mutual fund managed by Eastspring Investments, prospective participation unit holder must first learn and understand Prospectus and other offering documents. The contents of Prospectus and other offering documents is not a suggestion either from business, law or taxation aspects. Therefore, prospective participation unit holder is advised to seek consideration or advise from competent parties in related to his/her investment in mutual fund managed by Eastspring Investments. Therefore, prospective Unit Holders are advised to ask for consideration or advice of competent parties, in connection with investments in Mutual Funds Eastspring Investments. Prospective participation unit holder must comprehend that there is a possibility of participation unit holder of mutual fund managed by Eastspring Investments will bear risks in relation to his/her participation unit held. With possibility of such risk, if necessary, prospective participation unit holder may seek advice from competent parties on aspects of business, law, finance, taxation, and other relevant aspects.

Confirmation on investment to Mutual Fund Unit Holder is issued by Custodian Bank. Valid proof of Mutual Fund’s participation unit ownership is the confirmation letter issued by Custodian Bank.

This material contents should not be used after 3 (three) months of publication approval.